Comprehensive Financial Planning

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What is Comprehensive Financial Planning?

Click the sections below to find out more about each part of the comprehensive planning process.

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What Does A Financial Planner Do?

Most people think of a financial planning as designing a coherent investment strategy. While that is certainly what we do for most of our clients, it is only a fraction of everything we do.

We also help our clients with becoming financially independent, designing tax strategies to lower their tax bite, planning how they want to distribute their assets upon death, determining appropriate types and amounts of insurance coverage, protecting their assets from frivolous lawsuits, managing their cash flow, and improving their relationship with money.

At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .

Who Needs A Financial Planner?

Almost everyone can benefit from having a financial advocate in their corner. Our specialized skills are specifically focused on giving financial planning services, investment advice, and financial therapy to business owners, professionals, and retirees.  Some of the reasons that people initially seek our  help include the sale or purchase of a business or real estate, a pending retirement, receiving an inheritance, an insurance settlement, change in health, investment losses, a marriage or divorce, or the loss of a spouse or parent.

Surveys show that most people benefit from financial planning. In 2010, the Financial Planning Association and Ameriprise surveyed over 3,022 people who had either an income or investment net worth greater than $50,000. Those with plans were more confident in their financial futures (49 percent, versus 25 percent of those without plans). They felt prepared for retirement (42 percent of people versus 16 percent). They felt more in control of their financial future (50 percent versus 29 percent).

Free Initial Consultation

Kahler Financial Group offers a free initial consultation. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting.