Blog
Do You Need To Know Your Financial Planner’s Net Worth?
Encouraging a 20-something friend at my gym to attend a workshop I was giving on investing and financial planning, I quipped, “I’ll teach you how to be a millionaire.” “Really?” she responded. I...
Lost Your Job? How Can Your Financial Planner Help?
If you lose your job, what emotional and professional support should you expect from your financial planner? Ideally, the planner’s first response would be, “Tell me more about what you’re...
Money Scripts 2.0: How They Form
The term money scripts, describing the unconscious beliefs that underlie our financial decisions and behavior, has been used by financial planners and therapists for over 15 years. Since the term...
Can You Election-Proof Your Retirement Portfolio?
In two recent columns, I suggested that consuming a politically unbalanced media diet could negatively affect your long-term investment returns. The more strongly people buy into the rhetoric of...
Aligning Values And Investing Easier Said Than Done
Aligning your stated values and your spending is something I encourage as part of financial wellness. It isn’t always easy to do. For example, someone strongly concerned about climate change will...
Sound Financial Decisions Rely on Balanced Media Diet
I recently asked an investor who had a history of making poor financial decisions to send me a list of his sources for news that impacted his financial decisions. They were all extreme in their...
Biased Media Diet Can Harm Your Financial Health
Part of supporting my clients’ financial wellbeing requires that I have a good grasp of current world economic, political, and financial events and how they apply to my clients personally and...
Couples With Income Inequality, Part 2
Last week I described three common dynamics in couples where one partner is much wealthier than the other. Those are the “Funder and Beneficiary” where the wealthy partner pays for everything, the...
When Couples Are Not Financial Equals
References to income and wealth inequality generally focus on how unevenly income and wealth are distributed throughout a population. The greater the gap between those at the top and the bottom, the...
Real Estate Buyers Are Liars–Or Not
Tyler and Kirsten’s family was growing. They had one child, another was on the way, and they agreed that they might eventually want a third. Their two-bedroom house would not suit their needs much...
Will A Senior Living Facility Cost Your Kids An Inheritance?
One popular money script is, “I need to leave an inheritance to my kids.” Yet choices that parents make based on this money script can actually result in both failing to leave an inheritance and...
Charging What Your Services Are Worth
I recently had a somewhat difficult conversation with a vendor about the hourly fee she charged me. The challenge? Convincing her to raise her rates. She had contracted with me for about 18 months...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .