Blog
Why We Put Off Planning for Long Term Care
An essential component of planning for retirement and old age is building financial resources to pay for long-term care. Yet having enough money is not automatically a guarantee of getting the best...
Seller Financing: A Real Estate Option From The Past May Be Back
Today’s rising real estate prices and interest rates have sparked memories for me of the 1980s, when I made my living as a real estate broker. Those were the days of 12% mortgages, which put home...
Resistance to Financial Advice Is a Sign to Slow Down
“When you meet resistance, you are moving too fast.” This is a truism that I hold to when it comes to relationships, especially in my capacity as a financial advisor. The illusion is that people...
What’s Behind Soaring College Costs and What You Can Do
Since I first wrote on the increasing cost of a college education in 2011, has anything changed? The short answer is “no.” The cumulative increase in college tuition has been much higher than the...
What’s Worse Than Having No Will? Having Two
Estate planning matters. Not having a will can leave surviving family members to struggle with legal complexities, increased costs, and strained relationships as they make decisions that they can...
Predictions of US Dollar’s Demise Did Not Come True
At the height of the pandemic recession, a June 22, 2020, headline in The Capitalist.com caught my eye: “Dollar Will Plunge 35%, Lose Status As World Reserve Currency.” The article opened with, “The...
Faux Financial Intimacy or Genuine Communication
Are you and your spouse truly aligned when it comes to finances? Do you rarely experience conflicts about money? If so, you might have financial intimacy in your relationship. This goes beyond...
Maintaining Elder Independence Without Burdening Your Family
As we age, what does staying independent look like? This is a tale of two families, similar in political and religious beliefs, income, and net worth, who approached aging very differently. The...
Toxic Positivity Can Harm You Financially
Positive thinking about money can be beneficial. It can also be harmful if it leads us to suppress our emotions or avoid financial realities. This dark side of being positive is described in a...
Should You Pay Your Family For Senior Care?
Many of my older clients, aware of their declining physical capacities, are increasingly open to the idea of receiving in-home healthcare. It's an excellent way for seniors to maintain their...
Are We In a Recession? Look to Trustworthy Data for the Answer
When it comes to the economy, the idea of “fake news” is nothing new. We’ve often had a segment of the population believing the US government is intentionally lying. In the early 2000’s, economist...
How Money Scripts Affect Funeral Planning
The unconscious beliefs we hold around money affect our financial choices throughout our lives—and even beyond. Our money scripts have an impact on the way we think about final expenses for our...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .