Blog
What Is True About Money
“What is true about money?” A flippant answer to this question might be something like, “That I ought to have more of it.” Going a little deeper, however, we can come up with a list of...
Learning From Business Failures and Mistakes
How would you feel to learn your financial planner came close to bankruptcy five times in his life? Maybe I should have considered that question before I told the world about my business mistakes in...
Vow of Simplicity Not Really So Simple
Last week we explored one type of money belief, an unconscious vow of poverty that can lead to self-sabotage and harmful behaviors around money. But what about those, like members of some religious...
Vow of Poverty Money Scripts
If you’ve ever lived in real poverty, struggling to meet your basic needs for food, shelter, and clothing, it’s almost certainly not a “lifestyle choice” you would voluntarily opt to return to. If...
What Financial Wellbeing Really Is
What is financial wellbeing? A researcher based in Berlin recently asked me that question. I had a bit of a struggle answering, in part because I write and talk a lot about what financial wellbeing...
Trying to Avoid Pain With Financial Denial
“Just think positive, and everything will turn out fine.” “Preparing for the worst just opens the door for bad things to happen.” “Oh, I’m sure it’s not that bad.” Statements like these are examples...
Is There a Dark Side to Cryptocurrency?
I’ve been warning against speculating in crypto currencies since 2017. Any currency typically has no place in any conservative investment portfolio. That is doubly true for digital currencies. They...
My State Flunked Financial Literacy. How About Yours?
My CFP peers across the nation are probably tired of hearing me sing the praises of living in South Dakota. One of them recently emailed some disturbing news that put some sour notes in my “South...
Single Parents Deserve a Hall of Fame
There are Halls of Fame for musicians, athletes, volunteers, and high achievers in many other fields. My quick check on Wikipedia found over 250 of them. Yet nowhere did I find recognition for one...
Why Your Financial Planner Needs a Financial Planner
If you learned that your financial planner had their own financial planner, would you be concerned? Would you see it as a confession of incompetence or a sign of confidence and wisdom? Years ago,...
Coping With Finances While Coping With Grief
In last week’s column about grief, I suggested that all of our personal losses, such as the death of a loved one, have financial aspects. These may range from a severe reduction in family income...
The Financial Impact of Grief and Loss
One of the emotions—or more accurately, the constellation of many emotions—that financial planners often must help clients deal with is grief. It's common for people to engage a planner during times...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .