Blog
Identity Theft Is No Laughing Matter
The style of a recent email I received from a client made me laugh—even though the subject matter wasn’t funny. “Hi Rick! We received a letter from Discover denying an application for their credit...
Creating a Plan for Long-Term Care
Last week’s column concluded that, while long-term care insurance is unaffordable for most Americans, everyone needs a long-term health care plan. Knowing how long you may live is one of the first...
Will Your Retirement Resources Cover Long-Term Care?
If you want to stop a conversation cold, just ask a group of friends, “Do you ever worry that you might outlive your retirement income?” The response is likely to be nervous laughter. It doesn’t...
Stricter IRS Reporting Rules For Payment Apps
The simple and easy online payment apps like Venmo, Zelle, PayPal, Google Pay, and Apple Pay may be in for a complex transformation if the IRS has its way. Congress recently appropriated money in...
Financial New Year’s Resolutions: Bah, Humbug!
Financial New Year’s resolutions are a common phenomenon this time of year—especially for anyone who overdid the holiday spending and who knows the new year is going to bring a new batch of credit...
Your Biggest Holiday Expense Could Be a Hidden Cost
Consider your Christmas shopping list. What was the most expensive single item on it? That special gift for your partner? The latest electronic gizmo for your teenager? Your family’s holiday travel?...
It’s a Good Year to Celebrate Like Scrooge
With all the supply chain chaos, inflation, and uncertainty in the economy, this year is a perfect time to celebrate Christmas in the manner of Ebenezer Scrooge. If you’re superficially familiar...
How To Enjoy More Conscious Giving
This time of year, we are surrounded by opportunities to give. Both our email inboxes and our snail mailboxes are jammed with solicitations for donations to charities, food banks, religious...
Guard Against Scams When You Give
Financial scams and con artists have probably been around at least as long as people have been using money. In the past when I read stories about scams, I often wondered how people could be so...
Do You Need To Know Your Financial Planner’s Net Worth?
Encouraging a 20-something friend at my gym to attend a workshop I was giving on investing and financial planning, I quipped, “I’ll teach you how to be a millionaire.” “Really?” she responded. I...
Lost Your Job? How Can Your Financial Planner Help?
If you lose your job, what emotional and professional support should you expect from your financial planner? Ideally, the planner’s first response would be, “Tell me more about what you’re...
Money Scripts 2.0: How They Form
The term money scripts, describing the unconscious beliefs that underlie our financial decisions and behavior, has been used by financial planners and therapists for over 15 years. Since the term...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .