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Month: March 2006

Financial Independence–Expanding Your Choices

In last week’s column, I talked about defining retirement as doing what you want to do, when you want to do it, with the people you want to be with. When you define it that way, “retirement” becomes something you can begin to do long before you reach what we think of...

Why Wait for Retirement?

When you think of the word “retirement,” what is the first thought that comes to mind? Here are some typical responses to that question: To some, it means that you no longer work at a job you’ve tolerated or even hated. It is what you do after you gave the same...

To Mortgage or Not to Mortgage

LISTEN TO RICK’S WEEKLY COLUMN:  Download Leverage.mp3 A couple who are clients of mine own, free and clear, a rental house that is part of their income-producing assets. The last time we evaluated their portfolio, I suggested they consider a couple of changes...

A Powerful Argument for Mutual Funds

In a recent conversation with a 60 year-old professional man, he complained about the return he had received over the past five years in his portfolio. His returns were so bad that he was thinking of taking his money out of his retirement plan, paying the tax, and...