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What’s Scarier Than a Heavyweight Boxer?

I recently read an interesting article by Timothy L. O’Brien of The New York Times. It was published on September 18, 2006, in the online edition of the International Herald Tribune under the title, "Fortune’s fools: Why the rich go broke."...

Is Your Home Underinsured?

The recent hot, dry summer in our area served forcefully to remind us how vulnerable any homeowner is to a sudden disaster. The Eastridge fire in wooded areas near Rapid City destroyed several homes, though incredible efforts by firefighters saved many others. Prairie...

Alternative Routes to the American Dream

Listen to Rick’s colum here:Download the_american_dream.mp3 Owning your own business—it’s part of the American Dream. For most people, however, the dream should stay a dream. In my experience, very few people have the combination of skills needed to...

Holding the Boss Hostage

Some years ago I had an acquaintance who owned a small business. After a burglary at a neighboring business, he had an electronic security system installed. He was so uncomfortable with it, however, that he refused to learn the code for shutting off the alarm. If he...