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Year: 2006

Is Your Home Underinsured?

The recent hot, dry summer in our area served forcefully to remind us how vulnerable any homeowner is to a sudden disaster. The Eastridge fire in wooded areas near Rapid City destroyed several homes, though incredible efforts by firefighters saved many others. Prairie...

Alternative Routes to the American Dream

Listen to Rick’s colum here:Download the_american_dream.mp3 Owning your own business—it’s part of the American Dream. For most people, however, the dream should stay a dream. In my experience, very few people have the combination of skills needed to...

Holding the Boss Hostage

Some years ago I had an acquaintance who owned a small business. After a burglary at a neighboring business, he had an electronic security system installed. He was so uncomfortable with it, however, that he refused to learn the code for shutting off the alarm. If he...

Money Secrets or Money Privacy?

Click here to listen to Rick’s column:Download money_secrets_or_money_privacy.mp3 One of the projects I’m currently involved in with co-authors Ted and Brad Klontz is a book for couples about financial infidelity. In that work, a question that came up is...

Baby, It’s Hot Outside

Click here to listen to Rick’s column: Download baby_its_hot_outside.mp3 Having lived in Rapid City all my life, I thought I’d experienced about every type of weather there is in this region. Our weather can change on a dime. I’ve seen the...