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Month: October 2011

Commodities More Like Stocks Than They Used To be

For a long time investment advisors have relied on commodities as one of the asset classes in a diversified portfolio that is “uncorrelated” with stocks. In other words, commodity prices tended to increase when stock values decreased, and vice versa. In...

Childhood Ghosts Impact Your Financial Choices

Michael Haubrich, CFP, discusses the impact of money scripts in a guest column published in the Racine County, Wisconsin, newspaper The Journal Times. He writes: “A friend shared the story of finding her mother in tears one day while paying the family’s...

Small Steps to Financial Independence

What would it take for you to become financially independent? It’s a common goal, and it means different things to different people. I define financial independence as maintaining a lifestyle that supports wellness without having to earn an income. Happiness and...

Main Street Square – Making Rapid City Proud

Just when you think Rapid City couldn’t get better civic leaders unveiled the much anticipated “Main Street Square” last night.  Located at the site of a former parking lot in the heart of historic downtown Rapid City, the square cost $6 million to...

Will Social Security Be There When You Retire?

At the heart of America’s overspending are two popular entitlement programs, Social Security and Medicare. Most Americans count on Social Security for a significant portion of their retirement income and on Medicare for all their retirement health care needs. One...