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Tips to Stay on Road to Financial Freedom

Congratulations! You’ve made the courageous decision to commit to financial sobriety. You’ve committed yourself to creating a spending plan, paying off your debt, creating an emergency fund, and fully funding your financial independence. This probably means you’ve...

Gold in Them There IRAs

Here in the Black Hills, home of the historic Homestake Mine, we know a gold rush when we see one. The last few years have tempted investors to take part in a modern gold rush. The precious metal is thought of as a safe harbor for investment capital during times of...

When You’re Single, You Pay More

Being single means you have complete control of the television remote, but you’re also the only one there to take out the trash. Oh, and being single costs you money. The financial disadvantages of life on your own are discussed by Sheryl Nance-Nash in her...

Do You Value Your Time? Thank an Entrepreneur.

This morning I got up at 6:30 am. I took a hot shower, turned on the sprinkler to water the lawn, cooked an omelet for breakfast, put the dishes in the dishwasher, read The Wall Street Journal on my iPad while I enjoyed a cup of espresso, and answered five questions...

Planning for the Baby’s Education? Not So Fast.

Before new parents get excited about saving for the baby’s college education, it’s a good idea to focus on a more immediate kid expense: daycare. Marilen Cawad addresses this often-overlooked financial planning need in a September 5 article on...