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Estate Planning for Adult Children With Special Needs

Watch this video on YouTube The heart of estate planning, for many of us, comes down to one issue: taking care of family. We do our best to make decisions that we hope will be right for surviving spouses and children. Such decisions are especially challenging for...

The Mirage of Unbiased Financial Advice

Watch this video on YouTube Is your financial advisor biased? To find out, just check two things: Is the advisor human? Is he or she breathing? If so, the advisor is biased. Even if someone created a supposedly objective robotic financial planner—let’s call it...

Investing Money In Happiness

Watch this video on YouTube It turns out money can buy happiness, after all—sometimes. Having a good income and the security of money invested for the future don’t insure happiness, of course. They do, however, give us a foundation that can make it easier to...

The Investment Value of Delaying Social Security

In a column last fall, I made the point that waiting till full retirement age or even longer to file for Social Security benefits can be a wise investment. Now financial writer Michael Kitces, in his “Nerd’s Eye View” newsletter, makes the same point...

Equal Inheritances Not Always Fair

Watch this video on YouTube In estate planning, “equal” isn’t necessarily the same as “fair”. I rarely see an estate plan that does not treat children equally. When I do see inequality, it’s usually because a parent is estranged...