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Federal Minimum Wage Adjusted for Cost of Living

Watch this video on YouTube The “Fight For $15” is gaining national attention and becoming an issue in the presidential race. Both Bernie Sanders and Hillary Clinton have expressed strong support for a national minimum wage of $15, more than double the...

Company Culture and Customer Service

Watch this video on YouTube I wrote this in the Minneapolis airport on my way home from a speaking engagement on the east coast. I rose at 3:30 am EDT that morning to catch a 5:40 a.m. flight. Another airline offered a better schedule that would have allowed me a full...

Gray Rhinos and Other Financial Threats

Watch this video on YouTube “There he is,” our South African guide whispered excitedly. About 200 feet away stood a black rhino, the rarest and most aggressive of the rhinos. The rhino focused his full attention on us as he repeatedly took a few steps and...

When to Say Yes to Car Rental Insurance

Watch this video on YouTube Many travelers, including me, rarely purchase the insurance offered by the car rental company. The daily charge of $20-$40 is expensive, and the coverage often unnecessarily duplicates that provided by your credit cards and personal auto...

Tax Consequences of New Proposed Budget

Watch this video on YouTube The current annual US budget, as proposed by President Obama, includes some significant potential changes in tax law. Among these are proposals that could result in higher capital gains taxes on inherited property, an end to most...