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Month: April 2023

Look Beyond “Either/Or” For More Financial Options

KISS: “Keep It Simple, Stupid.” It’s a catchy phrase, but what does “simple” actually mean? Does it mean to make complex topics understandable, or to not make simple communications overly complex, or to not oversimplify complex topics? Tim Mauer, CFP, author of Simple...

“The Economy is Bad–But Not For Me”

I recently came across a new survey of personal financial and economic views of Americans done in March of 2023 by NORC at the University of Chicago, funded by The Wall Street Journal. Here are some of the findings I thought were particularly notable. Most of us, a...

Winners and Losers If Non-Compete Agreements Are Banned

If the U.S. Federal Trade Commission (FTC) is successful in getting a new rule enforced, non-compete agreements may soon become illegal in all 50 states. This potentially gives employees reason to celebrate, while employers may feel despondent. Not surprisingly, while...

The Debt Ceiling: Government Borrowing From Itself

You probably are aware that the U.S. has reached its debt limit (roughly $31 trillion) again. The Treasury Department has borrowed as much as is allowed by the last debt ceiling measure passed by Congress—an amount that is entirely arbitrary. To avoid defaulting on...