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Cash Flow

Investing In Gifts

In a December 16 article in the online magazine Mainstreet, Kristen Colella discusses some innovative ways to give financial gifts. She goes beyond ideas like college funds or cash for grandkids to consider stocks, collectible items, and even remodeling projects. Rick...

What’s In Your Giving Portfolio?

Watch this video on YouTube Salvation Army bell ringers. Angel trees. Appeals in the mail from charities, churches, and community organizations. Office and club gift exchanges. The family Christmas list that expands year by year. This time of year, the spirit of...

Unexpected Early Retirement

Retirement is a word I’ve tried to purge from my vocabulary. Few people really know what it means anymore. Instead, I like to think of retirement as being a stage in life where you get to choose what you want to do, when you want to do it, and with whom. It can also...

Consider Mortgage Refinancing While Interest Rates Are Low

Almost everyone expected interest rates to rise when S&P downgraded US long-term debt. In a predictably irrational market response, long-term interest rates fell. While this downward trend may eventually reverse itself, now would be a great time to dig out all...

Saving Your Nestegg When Your Wings Come Off

Traditionally, advisers have said a well-diversified retirement portfolio could throw off 4% per year in income in perpetuity; more recently, some firms have created more flexible models that let retirees take 8% or more. Catey Hill, a reporter with Smart Money,...

Weddings cost how much?

This post was written by Alan Moore, Financial Planning Analyst with the Kahler Financial Group Did you know that the average cost of a wedding is $25,000? For those that are financially established, this may not seem like a very daunting price tag, but for a young...