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*Financial Awakenings

The Slippery Slope To Unethical Financial Choices

No one deliberately sets out to make bad financial choices. We usually think we are doing the right thing at the time. Even so, all of us make money mistakes and have to deal with the consequences. When a bad financial choice crosses the line into something unethical...

Correcting The Myth of “One Money Script”

Recently a financial professional asked me, “Rick, what is your money script?” I was a bit baffled and responded, “I have well over 100, not just one.” He said, “No, there are only four, and I was wondering which one is yours.” He misunderstood the concept of money...

Social Security Was Not Created As A Retirement Safety Net

Strikes and protests in France over recent months at times brought the country to a standstill. The reason? The government under President Macron increased the retirement age from 62 to 64. The U.S. had a similar wave of protest in 2011 when Speaker Paul Ryan...

What We Think We’d Do With $1 Million, and What We’d Probably Do

What would you do with a million-dollar windfall? This question was the topic of a survey in a March 28, 2023, article by Jessica Whitehouse in onlinegambling.com, “This is how Americans would spend $1,000,000 in lottery winnings.” Before I read past the headline, I...