Happy 65: Moving to Medicare a Mixed Bag

Watch this video on YouTube This month marks a rite of passage for me. I am officially a senior citizen. I don’t feel the way I thought 65 would feel when I was 25, even though I see a 65-year-old in my mirror. The good news is that I now qualify for every senior...

Immediate Annuities May Fit Into Retirement Plan

Watch this video on YouTube Recently, a life insurance agent wrote me about my railings against the SECURE Act now allowing annuities in 401(k) plans. He politely—and accurately—noted my “unfavorable opinion towards annuities (and by extension insurance sales...

If Money Can Fix It

Watch this video on YouTube “If money can fix it, it isn’t broken.” These words, said by a friend during a recent conversation, grabbed my attention. Her statement challenged my definition of “broken.” The passenger side mirror on my car...

The Middle-Class Cost of Medicare for All

Watch this video on YouTube The concept of “Medicare for All” is getting a lot of attention in the 2020 Presidential race. Senator Elizabeth Warren’s promise that it will not cost the middle-class “one penny” has much appeal. While most...

How Safe Is Your Safe Deposit Box?

Watch this video on YouTube I have routinely recommended that people use a bank safe deposit box to store valuable papers and small assets. These include documents like wills, trust documents, ethical wills, and unrecorded deeds. Valuable assets would include...

Seen Yearly, Retirement Medical Costs Not So Scary

Watch this video on YouTube Have you ever worried yourself into a frenzy over something, only to find out you were worrying about the wrong thing? For example, researchers say that Baby Boomers are more worried about being financially devastated by unexpected health...