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Travel and Dining

Yes, It’s Okay To Take the Senior Discount

In my forties I delighted in buying AARP memberships as 50th birthday gifts for my friends to remind them they were now officially “over the hill.” You can imagine their delight in doing the same for me when I turned 50. I remember the disbelief in realizing that I...

Travel Insurance: Don’t Leave the Country Without It

One important thing to take along when you travel abroad is travel insurance. I needed to use mine on three international trips this year: one to London in January, a cancelled one to Puerto Rico in February, and one to Budapest in May. These are the only...

Review The Bill Before You Pay: Good Advice That’s Hard To Follow

In writing last week about hidden “junk fees,” I ended with a recommendation. Before choosing a phone plan, booking a hotel stay, buying an airline ticket, or making many other types of financial commitments, ask, “What other fees or charges are there I need to know...

Guard Against Junk Fees With DIY Transparency

In his State of the Union address, President Biden announced his intent to “take on junk fees.” These are the hidden fees involved with many of the services we purchase. I have written previously about undisclosed fees related to investments (annuities, private REITS,...

Who Owns Your Credit Card Reward Points?

Watch this video on YouTube Do your credit card reward points belong to you? For frequent travelers, who often choose credit cards based on reward programs, accumulated points can be worth thousands of dollars. Whether points are an asset that can be transferred to an...

Hunting For Thistles and Research Apps

Watch this video on YouTube “Hi, my name is Rick. I am addicted to thistling.” It’s true. Every summer weekend that I am in town I spend 2-8 hours scouring the canyons and gullies in my neighborhood for noxious weeds. With my four-gallon backpack...