CLICK HERE TO LISTEN TO RICK’S COLUMN: Download financial_inequality.mp3 “Could I have your phone number?” That isn’t the most creative line to use when you’re interested in getting to know a member of the opposite sex, but it’s...
Watch this video on YouTube Part of my job as a financial planner is to help clients change behaviors that aren’t serving them well. I’ve tried to do that in many ways. Some work, and some don’t. The late Thomas Gordon, author of Parent Effectiveness...
How does a person decide to change? How do you get someone to change? The answer to that age-old question would be a major breakthrough—as I’m sure my wife would agree. So, no doubt, would every married person on the planet. We may be closer to understanding the...
As a financial planner, I am accustomed to helping clients make decisions on a large scale. In my profession, we often tend to look at the big picture. Legacy planning, for example, deals with some significant issues such as options for distributing your estate. Do...
Is your financial planner’s job to help you do what you want to do—or to talk you out of it? The short answer to that question is, “Yes.” Or possibly, “It depends.” As I’ve written before, probably often enough so people are tired of reading it, if you consult a...
A couple who are my clients have three adult daughters, all in their 20s. Two of them have chosen not to go to college for now, though they both intend to do so eventually. The third has completed two years of college classes but has put her education on hold for a...
