No. 23 of 106 Things We Do For Clients
Prepare an asset allocation for you so you can achieve the best probability of not outliving your money. Getting a high rate of return is easy: just invest 100% of your money into an index stock mutual fund. What isn’t easy is matching your lifetime income needs with the volatility that getting high returns demands. Getting the highest rate of return possible will not guarantee you the highest retirement income or ensure that you won’t outlive your money. To maximize your income in retirement and reduce the risk of losing an unsustainable amount of principle in a market decline, you need an asset allocation of many different assets, not just stocks. We have 35 years of experience helping clients design an asset allocation that reduces risk, maximizes return, and achieves a high probability they won’t outlive their money.