Convert your investments to lifetime income. This is one of those functions of retiring that most of us think is a simple task, until we are faced with figuring out the logistics. How do you create a steady monthly income from your investments that will be there regardless of inevitable market fluctuations? Taking the dividends in cash doesn’t work, as they fluctuate unpredictably. Selling investments periodically results in increased taxes and transaction fees, and it is especially problematic when the markets are down. All this can result in actually lowering lifetime income. And then there is inflation. We can help you come up with a plan that addresses all of these pitfalls, resulting in a steady, predictable flow of income without purchasing an expensive insurance product.