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Having the money talk: Why you need to go bare about money

Marriage should be good for your finances. Two live more cheaply than one. Couples often pay less for health and other insurance and are more likely to save.

But money problems are also a top reason for divorce.

Because the money talk often isn’t easy, couples tend to skip it or put it off. “There’s more shame around money than any other topic,” says South Dakota planner Rick Kahler. “Couples will talk about sex long before they’ll talk about debt.”

The “money talk” may be the most important talk couples have.

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