Blog
Funding Social Security Without Payroll Taxes
Last week I pointed out the strong improbability of Social Security failing despite President Trump's promise to support eliminating the payroll taxes that fund it. Accomplishing this would require...
What’s new at Kahler Financial Group?
We are excited to announce the launch of our new Kahler Financial Group website. We encourage you to come and see what it is all about. You can check out all of our updates by clicking the link...
Defunding Social Security? Highly Unlikely
I received this email from a long-time retired reader. "I've been reading a lot of stuff that says we may not have Social Security income before too long. This concerns me, of course—if my partner...
College, COVID, and the Costs of Online Learning
By the time he was eight, my son knew he wanted to become a mechanical engineer. He also was clear that he would attend the South Dakota School of Mines and Technology, one of the better value...
Financial Therapy Workshop Offering
Money skills are the 21st century’s survival skills! You may have a great education, a successful career, or be the best in your field… but if you don’t understand how to make sound money decisions,...
Seven Successful Investing Habits
Ever since Stephen R. Covey published The 7 Habits of Highly Effective People in 1989, we’ve seen variations of “Seven Successful Habits” on about everything. Here is my version as applied to...
Coping with Emotional Stress of Pandemic Financial Stress
Someone recently asked me, “How can people avoid financial stress during this pandemic?” As a financial planner and financial therapist, my only honest answer has to be, “Most Americans can’t.” The...
Pandemic’s Unexpected Impact on Real Estate Prices
Recessions are typically not good times for real estate owners. We are in the worst recession since the great depression. Yet residential real estate prices in many parts of the country are rising,...
“What Would People Think” Money Scripts
I recently wrote a column about an aging friend who, after years of doing it himself, hired someone to clean out his gutters. His reasoning was that at this stage in his life he had more money than...
Financial Planning for a Biden Tax Plan
Although US Presidents’ influence on the economy is limited, their tax plans can affect Americans’ personal finances. Given Biden’s current lead in the polls and the real possibility of Democrats...
Saving for the Future is Storing Energy for Later
“Why hire it done when you can do it yourself?” This is a common money belief for frugal people, who often spend weekends doing home maintenance chores. Or, in my case, haunting the neighborhood...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .