Blog
Coronavirus and Your Investment Portfolio
https://www.youtube.com/watch?v=reIDsjcT_Rw&t=16s Last month I was interviewed by NBC about the impact the coronavirus (COVID-19) would have on world economies and investment portfolios. My...
National Debt and Possible Tax Increases
https://www.youtube.com/watch?v=qbE9Zkm8lzk Almost every politician running for president or Congress refers to the alarming growth of the national debt. It is now $23.2 trillion, or $188,000 for...
Immediate Annuities For Retirement Plans
https://www.youtube.com/watch?v=mbpI3XXGv_U Recently, a life insurance agent wrote me about my railings against the SECURE Act now allowing annuities in 401(k) plans. He politely—and...
Should Security Deposits Be Illegal?
https://www.youtube.com/watch?v=Ov8mhlpdeYY If lawmakers in several states and cities have their way, the traditional security deposit for housing rentals may become a relic of the past. If you've...
SECURE Act Details and Your Retirement Planning
https://www.youtube.com/watch?v=d3Sw_n3TUhk After my recent column on the SECURE Act, a client asked, "What are you going to do about this? It makes the planning we’ve done useless." The good news...
Emotionally Shift from Saving to Spending
Nearly 40 years of financial planning experience has taught me that retirement is one of the most impactful emotional transitions in life. As you face the shift from earning a paycheck to...
More Financial Therapy Classes Offered
Take advantage of the opportunity to join Rick and Sarah in financial therapy classes at a discounted rate offered through Community Education of the Black Hills. Money skills are the 21st century's...
Is Your Advisor Happy? Should You Care?
https://www.youtube.com/watch?v=ffDlfUPlkUI "If I could pick up a megaphone and say one thing to the clients of financial advisors it would be to make sure your advisor is happy." This statement...
If Money Can Fix It
https://www.youtube.com/watch?v=9yLNJDWzIvg "If money can fix it, it isn’t broken." These words, said by a friend during a recent conversation, grabbed my attention. Her statement challenged my...
KOTA-TV: Holiday Spending “Hangover”
Check out Rick's two cents about holiday spending "hangovers" in the KOTA TV news story below.
SECURE Act Passes; Review IRA Estate Plan
https://www.youtube.com/watch?v=XnnraaoKh0E The Grinch who stole Christmas is alive and well this year—in the US Congress. Our Representatives and Senators passed a bill that negatively affects the...
Charitable Giving With A Donor Advised Fund
https://www.youtube.com/watch?v=r8NNK5WUMEc In A Christmas Carol, Charles Dickens has a scene where two charity workers raising funds for the poor approach Ebenezer Scrooge on Christmas Eve. ". . ....
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .