Blog
Middle-Class Millionaires Are Far From Billionaires
Suppose you have a net worth of one thousand dollars, while your friend has one million dollars. Would you consider yourselves to be in the same financial category? Almost certainly not. The...
Workaholism Is About Emotional Pain, Not Money
Are you a workaholic, or are you someone who works hard at what you love to do? Does the distinction really matter? As a recovering workaholic who loves what I do, I have to say that it does. Even...
“So Daddy Pays You?” Divorce, Money, and Emotions
Kirsten was divorced and had primary custody of her eight-year-old son, Jack, who spent every other weekend with his father. One Friday evening when her ex-husband came to pick up their son, he...
Ten Things A Financial Therapist Wants You To Know
Bari Tessler was practicing financial therapy before most of the rest of us had ever heard the term. A psychotherapist, Bari decided to go into the bookkeeping business, quickly saw the union of...
Average U.S. Salary and Your Financial Comfort Zone
What would you guess the average American worker makes in a year? This is the question Nina Strohminger, professor of legal studies and business ethics at University of Pennsylvania’s Wharton School...
Signs That It’s Time To Call a Couples Financial Therapist
The last thing in the world I would ever want to be is a couples therapist. This is despite—or perhaps because of—the fact that for 40 years most of my work as a financial planner has been with...
Failing To Make A Will: A Final Act of Unkindness
We've made it to the middle of January, that time of year that is the graveyard for so many New Year's resolutions. Even if you abandon any other resolutions you may have made, though, please...
Investment Advice Is Not Financial Planning
Investment advice is not financial planning. This is an important distinction to understand when you go shopping for financial advice. Do you only need help with investment decisions, or do you need...
Money And What Makes Life Worth Living
What makes life worth living? This question is at the heart of financial life planning and financial therapy. I remember my late mentor Dick Wagner, CFP, talking about reviewing a person's financial...
Financial Transformation of Ebenezer Scrooge: Clarity in the Present, Building for the Future
Gaining the emotional awareness to transform our relationship with money requires taking a difficult but critical journey into the past. As described last week, Ebenezer Scrooge made that journey...
Financial Transformation of Ebenezer Scrooge: Visiting The Past
If you were given a magic wand to change anything about yourself that would improve your financial and emotional wellbeing, what would it be? This is a hard question. It is not about changing your...
Cryptocurrency In Your Portfolio, or Not?
Cryptocurrency has been getting a lot of headlines in the financial press the last few years, and I am often asked about investing in it. Many investment advisors expected the glory days of digital...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .