Blog
When Financial Help For Adult Children Harms Both Generations
A common issue I see with financial planning clients is whether and how to provide financial help to adult children. Should they pay for college? Cover the down payment on a home? Help out with...
Why A Financial Advisor Might Avoid Some Of Your Questions
How do you find a competent, ethical financial advisor? An approach I have recommended for years is to interview planners, ask questions, and persist until you get clear answers. Under a relatively...
Tools To Help Couples Change Money Fights to Money Conversations
When two people who love each other fight about money, the trigger is often something small. One partner notices something like an unusual credit card charge, feels a twinge of anxiety, and says...
War, Economic Markets, and Your Investment Fears
War with Iran is adding a new level of chaos to already uncertain times. What about your retirement savings? Is your investment portfolio safe? Is it time to think about pulling out of the stock...
How The Tax Code Got So Complicated
If you’re wading through the process of preparing your tax return, you may well be asking, “Why does this have to be so complicated?” I hear some version of this from clients every year. The forms...
Fear-Based Frugality Can Harm Your Financial Wellbeing
A classic and wise piece of advice from financial advisors is to live within your means. I have written often about the importance of frugality in building wealth and financial wellbeing. Yet there...
The Lag Between Loud Tariff Headlines and Quiet Price Increases
Early last year, the drama around tariffs dominated news headlines, market predictions, and interactions between the US and our allies. Yet for most Americans, daily life went on with little obvious...
The Real Financial Cost of Childhood Trauma
Chances are you know someone who makes you wonder, “Why can’t they manage money better?” They may be intelligent, educated, and capable in many other areas of life, but be underemployed, stuck, or...
Declining Dollar? Don’t Let Fear Drive High-Risk Investment Choices
Why doesn’t a dollar go as far as it used to? Inflation is one long-standing factor. Tariffs currently are another. A third, quieter cause is the U.S. dollar losing ground against other major...
Markets Don’t Care How You Feel About Investments
Some years ago, one of my clients was holding onto some tech stock that had been a losing investment. She was reluctant to give it up because the company was owned by a political figure she admired....
Interest Rate Caps Punish Those They Promise To Protect
The White House has recently called for a one-year cap that would limit credit-card interest rates to 10 percent. Capping interest rates is an age-old idea that always sounds good in hard times. The...
Capitalism or Socialism? What Matters Most Is Who Holds Power
Last week’s column covered four different systems often lumped together as "socialism": State Socialism, State Capitalism, Democratic Socialism, and Social Democracy. While our perceptions of them...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .