Blog
Investment Advice Is Not Financial Planning
Investment advice is not financial planning. This is an important distinction to understand when you go shopping for financial advice. Do you only need help with investment decisions, or do you need...
Money And What Makes Life Worth Living
What makes life worth living? This question is at the heart of financial life planning and financial therapy. I remember my late mentor Dick Wagner, CFP, talking about reviewing a person's financial...
Financial Transformation of Ebenezer Scrooge: Clarity in the Present, Building for the Future
Gaining the emotional awareness to transform our relationship with money requires taking a difficult but critical journey into the past. As described last week, Ebenezer Scrooge made that journey...
Financial Transformation of Ebenezer Scrooge: Visiting The Past
If you were given a magic wand to change anything about yourself that would improve your financial and emotional wellbeing, what would it be? This is a hard question. It is not about changing your...
Cryptocurrency In Your Portfolio, or Not?
Cryptocurrency has been getting a lot of headlines in the financial press the last few years, and I am often asked about investing in it. Many investment advisors expected the glory days of digital...
When Couples Keep Financial Secrets
How willing are you to talk about money? Many of us are perfectly willing to talk a lot about others' money: the cost of government programs, the cost of living, our personal taxes, and public...
Financial Regulations Protect Consumers–Sometimes
The financial services field is one of the most regulated in the United States. I'm told that our regulations are as complex as those in the medical field. This makes sense; our health and our money...
Digging Yourself Out When You’re Financially Stuck
Last week's column on being financially stuck focused on getting help. But what if, for various reasons like affordability or availability, outside help isn't a practical option? There are some...
Asking For Help When You’re Financially Stuck
What do you do as a driver if your car gets stuck in the mud or a snowbank? You probably try shoveling, rocking the car back and forth, or putting something under the wheels. Sometimes, though, you...
55 Companies Pay No Taxes–And There Is A Reason
A tweet by President Biden on October 20, 2021, got my attention: "Here's the deal: If you spent $3 on your coffee this morning, that's more than what 55 major corporations paid in taxes in recent...
Conscious Bequests: Inheritances That Help, Not Harm
One of the biggest conundrums of estate planning is considering how, or even if, you can give money or property to your heirs in a manner that will help them. How can leaving money to someone not be...
Finding a Financial Life Planner
The difference between a traditional financial planner and one that practices financial life planning is significant. The former focuses on the dollars and cents of making good financial decisions,...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .