Blog
Socialism May Not Mean What You Think It Means
The election of Zohran Mamdani as mayor of New York City has recently put a spotlight on socialism. According to an NBC poll, increasing numbers of Americans view this system positively. But when we...
Creativity Helps Solve Money Problems That Aren’t About Numbers
Before you make any New Year’s resolutions about money, here’s something to consider. Creativity is just as essential in personal finance as it is in art or science. And no, I’m not talking about...
A Path of Self-Compassion to Cancel Christmas Spending Stress
Cancel culture has finally caught up with this year’s Christmas column—and I’m the one doing the canceling. Let me explain why. Not long ago my editor said, “We need a Christmas column,” and before...
Couples Can Learn To Manage Unfixable Money Conflicts
A common assumption about financial therapy for couples is that the goal is to “fix” their financial disagreements. If they can just land on the right budget, the right system, or the right division...
Why Your Construction Loan Is Probably Not A Rip-Off
Recently I heard from a reader who had just finished building a new home. He noticed something on his loan paperwork that didn’t sit well: his construction loan rate floated two percent above prime....
Can You Have Financial Wellbeing If You’re Broke But Happy?
A core purpose of my work in financial planning and financial therapy is to help clients achieve and maintain financial wellbeing. What is that, exactly? One definition I use, which comes from the...
The Tax Gap Between Banks and Credit Unions
When Congress created credit unions in 1934, the Great Depression had crippled the banking system. Families couldn’t borrow, small businesses were closing, and banks were collapsing by the hundreds....
The Emotional Value of Paying With Cash
Most of us think of paying for something as a simple transaction. You hand over the money, take the receipt, and move on. But what if the act of paying itself—how, when, and even whether we...
The Leadership Challenge of Letting Go
Over my years as a financial advisor, I have helped many clients work through the financial and emotional aspects of major life transitions. Now, in welcoming two new partners to the firm I started...
Polarity Mapping Can Help Transform Money Conflicts
In making choices about money, do you lean toward enjoying the moment or preparing for the future? Would you call yourself—or your partner—a spender or a saver? We tend to see these contrasting...
Taking a Closer Look At Financial Sacred Cows
Some financial advice is repeated so often it begins to seem cast in stone: Never touch your 401(k). Always diversify. College is the path to success. Debt is dangerous. I recently attended the 2025...
What to Do When Markets Hit Record Highs and Your Nerves Start to Wobble
Have you ever stood on a ladder, painting a wall or trimming a branch, and suddenly realized just how far down the ground is? Even if you know the ladder is steady, you may wobble for a moment....
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .