Blog
Ease College Loan Burden–Borrow Like a Pessimist
https://www.youtube.com/watch?v=t10Sshc_CyQ High school graduation is a time of optimism and possibilities. Commencement speakers all over the country urge graduates to follow their dreams and reach...
Financial Planning Magazine Likes Rick’s NAPFA Talk
It's a myth to think financial planners can motivate clients to change. This topic from Rick's recent talk at the spring conference for the National Association of Personal Financial Advisors...
More on Money and Marriage
https://www.youtube.com/watch?v=kPuvXJnZ4aE To marry or not to marry? This isn't a decision to make on financial grounds, but the choice certainly has financial consequences. My column a few weeks...
Retirement Spending on Safety a Good Investment
https://www.youtube.com/watch?v=D_MvVp8FvY8 Want to increase your independence in retirement? Save money? Live safely in your own home? Then buy a new car. No, this isn't a scam or a seedy sales...
Trust’s for Children With Special Needs
https://www.youtube.com/watch?v=KNvCPmCA944 The heart of estate planning, for many of us, comes down to one issue: taking care of family. We do our best to make decisions that we hope will be right...
The Mirage of Unbiased Financial Advice
https://www.youtube.com/watch?v=9_FDsIAmBAg Is your financial advisor biased? To find out, just check two things: Is the advisor human? Is he or she breathing? If so, the advisor is biased. Even if...
Investing Money In Happiness
https://www.youtube.com/watch?v=KTGrFdOfeHw It turns out money can buy happiness, after all—sometimes. Having a good income and the security of money invested for the future don't insure happiness,...
The Investment Value of Delaying Social Security
In a column last fall, I made the point that waiting till full retirement age or even longer to file for Social Security benefits can be a wise investment. Now financial writer Michael Kitces, in...
Equal Inheritances Not Always Fair
https://www.youtube.com/watch?v=_rIBO4mvTBc In estate planning, "equal" isn't necessarily the same as "fair". I rarely see an estate plan that does not treat children equally. When I do see...
Rick and Sarah Sharpen Skills at Estes Park Retreat
Rick and Sarah just returned from the annual Nazrudin Project Retreat, held in blustery Estes Park last weekend. The Nazrudin Project, a leaderless think tank of top financial life...
Why Rosier Economic Outlook Hasn’t Eased Money Anxiety
https://www.youtube.com/watch?v=8cO1BtwP9zg Two economic indicators suggest that the US economy is recovering from the recession. The housing market is almost back to 2006 levels in most areas of...
The High Cost of Marriage
https://www.youtube.com/watch?v=KoVP1iGFsKs "Two can live as cheaply as one." This old saying is mostly true. However, when it comes to death, divorce, and taxes, two are probably better off...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .