Blog
When Ethical Financial Advice is “Don’t Hire Me”
"If I was your financial adviser, I would tell you that engaging me is not a good deal for you." I’ve told hundreds of prospects this over my nearly 40-year career as a financial planner. I can make...
Taxes, Emotions, and Your Money Scripts
Someone recently asked if I knew of a CPA that was trained as a financial therapist. I admitted I didn’t. I even chuckled at the peculiar combination—until I realized it's probably just as peculiar...
Eviction Moratorium Leaves Small Landlords Struggling
One of President Biden’s early executive orders extended the temporary national moratorium on evictions for nonpayment of rent that began on September 4, 2020. The moratorium is intended to help...
Cost of Living and Minimum Wage
President Biden’s coronavirus stimulus package has the intention of flooding the economy with money at a time when economic growth is sputtering. Ironically, it contains one provision likely to...
GameStop, Reddit, and “Rigged” Stock Market
When there's drama in the stock market, I often learn about it at the gym. Case in point: the recent headline-grabbing hullabaloo about GameStop and Reddit. Apparently, some limited partnerships...
Financial Planning After Retirement
After you retire, do you still need financial planning? And can you afford it? The answer to the first question is clearly "yes." The answer to the second is "It depends." At times it’s true that a...
Common Retirement Money Mistakes
One of my retired clients is fond of telling me, "Growing old is not for the faint of heart." As we age, it becomes increasingly important for us to have a support system that will advocate for us,...
No Free Lunch, No Free Investing
"There ain’t no such thing as a free lunch," my Grandpa once told me. The adage suggesting you can't get something for nothing seems to have bitten millions of unwitting investors who used a popular...
Investment Decisions And Political Passion
"How will the outcome of the U.S. election impact retirement planning, and what actions are you taking now?" Financial Planning Magazine asked 320 financial advisors this question. Nine out of 10...
“Shoulds” Can Block Saving For Emergency Fund
For many Americans, one painful lesson of 2020 has been a first-hand demonstration of the importance of having an emergency fund. Yet knowing such a reserve matters is a far cry from creating one....
Financial planners, financial therapists are in the Wellness business
"What do you do for a living?" is a common question when we're introduced to someone new. If there's no time for conversation I’ll answer, "I am a financial advisor." The discussion is usually over....
SDPB Radio – Spending Too Much During The Holidays?
In The Moment … December 16, 2020 Show 962 Hour 1 People tend to overspend around Christmas for whatever reason and it ends up costing more, in the end, both financially and emotionally. Are you one...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .