Blog
Estate Questions Kids Don’t Ask
https://www.youtube.com/watch?v=p_JAu0q7Np4 Talking about money is taboo in the US. If you don’t believe me, next time you're at a social gathering ask everyone you're introduced to these two...
Steps to Building Wealth
In a recent article on Bankrate.com, Bruce W. Fraser compares building wealth to building a structure with Legos. He says both involve "a series of small decisions that move us along, one building...
Inheritance No Retirement Plan
https://www.youtube.com/watch?v=BnwMi0iWpKo Stroll through a retirement camping resort or pass an RV on the highway, and you might see this bumper sticker: "We're spending our children's...
Are One in Five Americans the “New Rich”? Not Exactly.
https://www.youtube.com/watch?v=dhrWXmnd-Vc The surest road to financial success and independence is a long one. That path includes working hard at a career you enjoy, living on less than you earn,...
The Risks of Annuity Insurance
https://www.youtube.com/watch?v=Aj5Lan5q_Zc Many investors, panicked by the market crash of 2008-2009, started a search for some type of investment vehicle to protect them from the next market...
Fighting to Keep What You Build
A Bankrate article by Bruce Fraser that was also published at Fox Business on December 12, 2013, points out the importance of not only building wealth, but also of protecting it. The piece focused...
The Headache of Enrolling in Obamacare
https://www.youtube.com/watch?v=blUUPBzO0Fk&t=17s Like millions of Americans, I jumped on Healthcare.gov on October 1 to view the long-anticipated plans on the insurance exchanges mandated by...
Credit Unions on SD Bank Franchise Tax
My recent column on South Dakota's bank franchise tax drew a response from credit union representatives. Not surprisingly, they don't agree with my suggestion that banks and credit unions would...
Real Financial Planning a Lifelong Relationship
https://www.youtube.com/watch?v=iGAvGsIfQDI Ron was in his 70s when he first came in to ask about engaging my services. He said, "My wife is upset. She's lost faith in my ability to run our...
Who’s Your Marley?
Here's an interesting perspective on the transformation of Scrooge as described in Rick's co-authored book The Financial Wisdom of Ebenezer Scrooge. Justus Morgan's December 4 "To Your Wealth"...
Child Whole Life Insurance Has Low Value
https://www.youtube.com/watch?v=9LM6jW267t4 When Susan came into the world in 1974, of course her parents wanted the best for her. At that time, one of the loving things many parents did for their...
Is Credit Union Tax Exemption an Unfair Advantage?
https://www.youtube.com/watch?v=if0b9lPOiS8 South Dakota has no individual or corporate income taxes. I'm quick to point this out to those unfortunate enough not to live in our fair state. Most...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .