Travel Insurance – The Rest Of The Story

by | Jan 12, 2006 | Personal Notes

I promised you I would let you know how my claim for the boxer shorts turned out.  So here goes….

My family and I were without our baggage for three days at the start of a recent cruise.  Not knowing when, or if, our clothes would ever find us, on the third day we bought everyone a round of clothing to get us through a few more days. 

We had purchased travel insurance with TravelGuard.  Our policy said it would cover up to $100 per person for delayed baggage.  Our total tab came to $513.  When we returned, we packaged up all our receipts, copies of our baggage tags, and the lost baggage report given us by the airline, and sent them in.

Two weeks later, I received a check for $400.  No fuss, no muss.  It was impressive to see a company come through on its promise.  After this experience, I can recommend TravelGuard.  Their website is www.Travelguard.com.

However, the story doesn’t end there.  I recently discovered another site for travel insurance that is dynamite.  It compares a dozen or more insurance companies providing travel insurance.  You can put in your specifications and compare among the companies.  I just purchased travel insurance for an upcoming workshop in Guatemala, and was able to get $250 of baggage delay coverage from another company for the same price as TravelGuard.  This website is www.insuremytrip.com.

Travel insurance covers more than just baggage delay, however.  It covers the cost of your non-refundable deposits if you get sick and can’t go on your trip, lose your baggage, must be evacuated for a medical reason, or experience a delay in travel.

If you are going on a cruise or out of the country, you would be wise to consider travel insurance.

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