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Tag Archives | 401(k)

401(k) Investment Choices Not One-Size-Fits-All

Here is a conversation I’ve had too many times: An acquaintance says proudly that he invests the maximum into his 401(k). I ask what allocation he’s made between equities and bonds. He says he just divides his contributions equally among the four investment choices the plan offers. I cringe. While it’s wise to put the […]

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Either IRA or 401(k) a Good Choice for Retirement Saving

Which is the better choice for retirement saving, an IRA or a 401(k)? And what’s the difference between the two? Either an IRA (Individual Retirement Account/Arrangement) or a 401(k) plan is a great place to start investing for retirement. They are more alike than different, and which one to choose depends on your particular circumstances. […]

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Opt In To Retirement Account With Educated Choices

How hard is it to do things we know are good for us? Like exercising more. Or saving for retirement. This time of year, with broken New Year’s resolutions piling up like snowbanks, it’s clear that the answer is “very hard.” Most of us have good intentions, but we aren’t so good at taking consistent […]

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