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No Good Time for Just-In-Time Buying

Watch this video on YouTube “Just-in-time” purchasing. It’s a method of inventory management used by some manufacturers to control warehousing costs and avoid being stuck with unusable components. It can be a cost-saving practice for certain types of...

Managing Your Mortgage for Financial Independence

Watch this video on YouTube One of the keys to financial independence is affordable housing. In many cases, you can gain valuable financial breathing room by paying off or refinancing your mortgage. Here are some points to consider before deciding to do either one....

Changing a Boomerang Into a Family Circle

Watch this video on YouTube Last week’s column on “boomerang kids” described some of the concerns to address before allowing adult kids to move back home because they are in financial trouble. This week let’s take a look at that same topic from...

Avoiding “Chicken Today, Feathers Tomorrow”

Watch this video on YouTube If you want a reason to lie awake nights and worry about money, just choose a career where your earnings come in unpredictable boom-and-bust cycles. Having spent years selling real estate, I’m familiar with the financial roller...

Plan Now For Tax Increases

A brief AP story on an inside page of our local paper recently caught my eye. The headline was “Expiring tax cuts will hit all taxpayers.” One of the topics in the news this year has been whether Congress will take action to continue the Bush tax cuts from...