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Consider Mortgage Refinancing While Interest Rates Are Low

Almost everyone expected interest rates to rise when S&P downgraded US long-term debt. In a predictably irrational market response, long-term interest rates fell. While this downward trend may eventually reverse itself, now would be a great time to dig out all...

Saving Your Nestegg When Your Wings Come Off

Traditionally, advisers have said a well-diversified retirement portfolio could throw off 4% per year in income in perpetuity; more recently, some firms have created more flexible models that let retirees take 8% or more. Catey Hill, a reporter with Smart Money,...

Weddings cost how much?

This post was written by Alan Moore, Financial Planning Analyst with the Kahler Financial Group Did you know that the average cost of a wedding is $25,000? For those that are financially established, this may not seem like a very daunting price tag, but for a young...

Free Tools for Financial Transformation

I’ve known Bari Tessler Linden for a number of years.  She is one of the early pioneers in financial therapy and  the creator of the Conscious Bookkeeping.  I had Bari come up to Rapid City several years ago to present to KFG clients. ...

Psychological Tips On Sticking To A Budget

Millions of people have made a New Year’s resolution to finally start tracking their spending, making a budget, with the goal of spending less and saving more. “Understanding how to stick to a plan once you’ve made it isn’t a...