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Less Debt, More Happiness

Watch this video on YouTube I have written previously about the plethora of research that shows a link between income and happiness. Most of those studies find that the more money people bring in, the happier they are—until earnings exceed $75,000, at which time the...

Emotional and Financial Returns of Paying Off Mortgage

Watch this video on YouTube Suppose you’ve come into some extra cash. You decide to use it prudently in one of three ways: keeping it in cash, putting it into your retirement plan, or paying off your mortgage. Which is the better option? I usually find the answer...

Why Some Financial Advisors May Like Debt

Watch this video on YouTube A recent post on Twitter asked, “Why don’t more financial planners advise clients to pay down debt?” Certainly, many of them do. The reasons others don’t may lie in the type of debt, the age of the client, the advisor’s...