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How to Save for the Future on a Budget

In a couple of recent columns, I have suggested that building long-term financial health means developing the habit of living on as little as 30% to a maximum of 70% of your gross earnings. I can hear the comments now: “Rick, you’re a fat cat financial...

9 Ways To Improve Your Financial Health

How bored can you get waiting for your flight at an airport? Bored enough to think it’s a good idea to let someone stick a needle in your arm. No, I didn’t get a tattoo, just a flu shot. The inoculation business was a little slow right then, so I had time...

Politics and Personal Financial Planning

Watch this video on YouTube Recently I’ve heard from a few readers that some of my columns are too political. Yes, I sometimes discuss politics, because political issues and governmental actions have a direct impact on our personal finances. One of The American...

Does Your Financial Planner Walk The Walk?

Curtis Smith, CFP, is a financial planner who agrees with me that planners need to “walk the walk and not talk the talk.” In his recent posting on Morningstar Advisor he suggests that, until  financial advisors have taken themselves through the...

Advice for Getting Back Into The Market

What if you are skeptical of investing into a shaky economy? You may want to take some advice from Jerry Boyer, who recently talked with Kiplinger.com senior editor Jeffrey R. Kosnett. Here is an excerpt from the article. To prepare for life after a paycheck, Jerry...