Rick to Present on Enabling Adult Children

Heading to the FPA Annual Conference in Minneapolis today. I will give a presentation Friday on “Difficult Client Conversations Around Enabling Adult Children.” The talk highlights the successful use of Financial Therapy to bring about successful outcomes...

Financial Planning Value By the Numbers

Watch this video on YouTube How much value does a fiduciary financial planner add to your investment portfolio each year? Four percent, according to Russell Investments’ 2017 update to the firm’s annual “value of an advisor” analysis. If you do...

Real Financial Planning a Lifelong Relationship

Watch this video on YouTube Ron was in his 70s when he first came in to ask about engaging my services. He said, “My wife is upset. She’s lost faith in my ability to run our finances.” He handed me the latest statement of his retirement portfolio. I...

Childhood Whole Life Insurance a Thin Security Blanket

Watch this video on YouTube When Susan came into the world in 1974, of course her parents wanted the best for her. At that time, one of the loving things many parents did for their children was to purchase life insurance policies on them. Parents had two reasons for...

How to Succeed as an Active Passive Investor—Part Two

Watch this video on YouTube Continued from last week, here are the remaining keys to help fine-tune your core passive investment strategy for optimum success. 5. Asset allocation. This is critical. Study after study shows the most important determinate in your overall...