The SECURE Act and Your Retirement Accounts

A relatively radical bill moving through Congress will mostly eliminate passing on to heirs the benefits of tax-deferred and tax free IRAs. Why haven’t you heard anything about this money grab? Maybe because the bill has so much bipartisan support instead of political...

Avoid Costly IRA Mistakes

Watch this video on YouTube Investing through an IRA is a foundational method of retirement saving. Opening and contributing to an individual retirement account is not hard. That doesn’t mean IRAs are simple and easy to understand. I was reminded of this at the...

DOL Fiduciary Rule: Lower Fees, Unhappy Customers

Watch this video on YouTube I recently learned about an unexpected response to the new Department of Labor rule which mandates that all financial advisors and brokers act as fiduciaries (that is, in the best interest of the consumer) when dealing with customers’...

Either IRA or 401(k) a Good Choice for Retirement Saving

Watch this video on YouTube Which is the better choice for retirement saving, an IRA or a 401(k)? And what’s the difference between the two? Either an IRA (Individual Retirement Account/Arrangement) or a 401(k) plan is a great place to start investing for...

What about myRA?

Chances are, you’ve heard about the new myRA retirement savings program that was proposed by President Obama during his State of the Union speech. But what is it, and how does it relate to the array of other retirement savings options you already...