fbpx

Tag: life insurance

Insurance Guaranty, Protect An Annuity

Watch this video on YouTube My first at bat in Little League baseball didn’t go well. I was hit in the head with an errant pitch. Every at bat thereafter, I would close my eyes and flinch when the ball came whizzing by. Needless to say, my baseball career was...

Term Life Insurance Most Affordable for Young Parents

Watch this video on YouTube The stage in life when most adults have the most need for life insurance is when they are parents and their children are young. Unfortunately, this is often a time when financial resources are already stretched. Unlike health insurance and...

State Taxes Add to Cost of Life Insurance, Annuities

Watch this video on YouTube We South Dakotans can be smug about the economic advantages of residing in our income tax-free state. While those advantages are big, we do have a few lesser-known taxes. These include a 6% franchise tax on banks and a 4.5% energy minerals...

Outliving Your Need for Life Insurance

Watch this video on YouTube “You need to protect yourself and your family with life insurance that you won’t outlive.” This is one of the common selling points for whole life or universal life rather than term life insurance. At first glance, it...

Shame On Rick For Disparaging The BYOB Scheme

You can go to the bank on this: every time I write something negative on any insurance product the proponents of these products come out of the woodwork, kicking and screaming. My recent article on the Be Your Own Bank (BYOB) scheme didn’t sit...