Last week’s column concluded that, while long-term care insurance is unaffordable for most Americans, everyone needs a long-term health care plan. Knowing how long you may live is one of the first variables to consider in putting together such a plan. A number of...
If you want to stop a conversation cold, just ask a group of friends, “Do you ever worry that you might outlive your retirement income?” The response is likely to be nervous laughter. It doesn’t occur to most people to seriously consider this possibility. The greatest...
Watch this video on YouTube Are you concerned about saving the planet? Would you like to see more government funding for research into projects like developing clean energy? How about helping people who cannot help themselves? Would you like to see more government...
Watch this video on YouTube Do you need long-term care insurance? If so, how much do you need? These are not easy questions to answer. Adequate insurance coverage is foundational to good financial planning. Most of us insure our car, house, personal property, health,...
Watch this video on YouTube When most of us hear “long-term health care plan,” we think of insurance. Not necessarily so. While a LTCI policy may be part of your health care planning, it isn’t a plan. Even those who don’t need such insurance...