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Downgrade Now and Upgrade to Financial Independence Later

Recently I was explaining to one of my staff members that I had decided to drop one of my two fitness studio memberships and save about $40 a month. She said, “So you’ve chosen to “downgrade your lifestyle to upgrade your future.” It was a perfect...

Businesses Should Cut Costs, Not Retirement

Business owners might find it tempting to cut retirement plan contributions when reviewing their 2011 budget, but it’s probably a good idea to look at all the options before making that hasty move. In his interview with Karin Price Mueller...

Study a “Test Drive” For Financial Planning

Watch this video on YouTube Before you buy a new product, you do what you can to check out its features and research its reputation. You can test drive a car. You can try out a vacuum cleaner. Even if you want a watermelon, you can at least thump it. Buying a service...

Find Out If You’re On Track For Financial Independence

One of the biggest mistakes Americans make around their finances is never having taken the time to find out if they are on track for financial independence. Many of us blindly follow a money belief that “Things will work out.” Sometimes they do. Many times...

Having Enough Money for Retirement

Are you worried about having enough for retirement? You aren’t alone; the rich are worried, too. A recent survey shows that half of wealthy Americans consider their retirement planning an area of “high concern.”  An article by Tierney Plumb,...