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Tag: saving

Why Don’t People Relocate for Lower Cost of Living?

A survey done earlier this year by Forbes Advisor found—drum roll—that people who live in states with a lower cost of living are able to save more than those who live in more expensive places. Make that an eye roll rather than a drum roll. While I love research that...

Should You Save for an Emergency Fund?

For many Americans, one painful lesson of 2020 has been a first-hand demonstration of the importance of having an emergency fund. Yet knowing such a reserve matters is a far cry from creating one. According to BankRate, 72% of Americans don’t have an emergency fund...

Polarizing Money Beliefs

Watch this video on YouTube “Money is supposed to be spent!” “Money is supposed to be saved!” We may not hear talk-show participants shouting these opposing views at each other with the same level of anger that characterizes some of our...

Frugality: The Essential Money Skill

Watch this video on YouTube Someone recently asked me to share my number-one financial tip that would make the greatest impact on a person’s financial well-being. For someone who can speak for hours on the topic, that’s a daunting task. I wanted to quote the...

Rick Weighs In On How To Waste Your Money

Here’s an informative article on how people waste their money found in The Faster Times.  Sheryl Nance-Nash interviewed several money experts on ways people twitter away their hard-earned cash. One of the many areas she covers is advising people to look hard at...