Tag Archives | withdrawal rate

Diversification As An Investment Anti-Depressant

“We are in both a depressing and boring investment environment.” That not-so-cheery statement came from Cliff Asness, Ph.D., managing and founding principal of AQR Capital Management, LLC. Personally, I can handle “boring” investment environments just fine. Actually, when it comes to my investments I much prefer boring to exciting. I had all the investing excitement […]

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Saving Your Nestegg When Your Wings Come Off

Traditionally, advisers have said a well-diversified retirement portfolio could throw off 4% per year in income in perpetuity; more recently, some firms have created more flexible models that let retirees take 8% or more. Catey Hill, a reporter with Smart Money, writes that now that’s in jeopardy, with some advisers recommending retirees take no more […]

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