This is the best perspective I’ve read on the current situation and addresses what I’ve been noticing in my research: it’s possible to have good yields and returns even in bear markets. For example, a diversified portfolio over the past 10 years has had a 6% to 9% total return, even though the markets are flat to negative over that time.
Also, the article points out that rebounds from bear markets to pre-crash levels usually happen within five years after the market bottoms. Read this and take heart!