Blog
My State Flunked Financial Literacy. How About Yours?
My CFP peers across the nation are probably tired of hearing me sing the praises of living in South Dakota. One of them recently emailed some disturbing news that put some sour notes in my “South...
Single Parents Deserve a Hall of Fame
There are Halls of Fame for musicians, athletes, volunteers, and high achievers in many other fields. My quick check on Wikipedia found over 250 of them. Yet nowhere did I find recognition for one...
Why Your Financial Planner Needs a Financial Planner
If you learned that your financial planner had their own financial planner, would you be concerned? Would you see it as a confession of incompetence or a sign of confidence and wisdom? Years ago,...
Coping With Finances While Coping With Grief
In last week’s column about grief, I suggested that all of our personal losses, such as the death of a loved one, have financial aspects. These may range from a severe reduction in family income...
The Financial Impact of Grief and Loss
One of the emotions—or more accurately, the constellation of many emotions—that financial planners often must help clients deal with is grief. It's common for people to engage a planner during times...
Should You Be Afraid of a Bear Market?
"The Bear is coming! The Bear is coming!" Indeed it is. Should you be worried? No, if you have heeded my advice and diversified your portfolio and set aside a cash reserve. You can actually stop...
When “Financial Planning” Is Not Financial Planning
Whenever I surf television cable news channels, I can't help but notice the plethora of ads for financial planning. Some of them sound compelling, even to me. I often find myself thinking, "Dang,...
The Surprising Financial Impact of Mindfulness Meditation
In the financial therapy program that I co-founded in 2007 with Dr. Ted Klontz, we taught and practiced a lot of "mindfulness" meditation. After a meditation we would often ask, "So what does this...
Pandemic Fraud About Greed, Not Capitalism
I pay a lot of attention to current events, both domestic and global, consciously choosing to consume a balanced diet of news sources that lean left, right, and in the middle. Even with trying to...
Why Are Bequests to Charity So Rare?
Based on my experience, American societal money scripts around estate planning appear to be "Good parents leave everything to family," and "The more money I can leave my kids the better off they...
Financial Infidelity: When Money Secrets Add Up To Betrayal
Someone who wouldn’t dream of betraying their spouse or partner by having an illicit affair may be risking the relationship in another way: by committing financial infidelity. Being financially...
Covid’s Long-term Impact on Your Money Health
Two years ago, writing at the outset of the pandemic, I cited a March 2020 New York Times column by David Brooks, "Pandemics Kill Compassion, Too." He warned that, historically, pandemics, unlike...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .