Blog
Social Security Was Not Created As A Retirement Safety Net
Strikes and protests in France over recent months at times brought the country to a standstill. The reason? The government under President Macron increased the retirement age from 62 to 64. The U.S....
Protecting Your Financial Plan From Family Members With Good Intentions
Last week I discussed the risk of having a long-term financial plan dismantled late in life by adult children, usually with good intentions. What can you do to guard your financial plan against this...
The Biggest Risk To A Well-Designed Financial Plan in Your Later Years Could Be Your Children
When someone engages an “advice-only” financial planner, the relationship often lasts for the client’s life. I have experienced this with numbers of clients over my 40-year career. One of the main...
What We Think We’d Do With $1 Million, and What We’d Probably Do
What would you do with a million-dollar windfall? This question was the topic of a survey in a March 28, 2023, article by Jessica Whitehouse in onlinegambling.com, “This is how Americans would spend...
Look Beyond “Either/Or” For More Financial Options
KISS: “Keep It Simple, Stupid.” It’s a catchy phrase, but what does “simple” actually mean? Does it mean to make complex topics understandable, or to not make simple communications overly complex,...
“The Economy is Bad–But Not For Me”
I recently came across a new survey of personal financial and economic views of Americans done in March of 2023 by NORC at the University of Chicago, funded by The Wall Street Journal. Here are some...
Winners and Losers If Non-Compete Agreements Are Banned
If the U.S. Federal Trade Commission (FTC) is successful in getting a new rule enforced, non-compete agreements may soon become illegal in all 50 states. This potentially gives employees reason to...
The Debt Ceiling: Government Borrowing From Itself
You probably are aware that the U.S. has reached its debt limit (roughly $31 trillion) again. The Treasury Department has borrowed as much as is allowed by the last debt ceiling measure passed by...
Any Bank Can Fail; Why There’s No Need To Panic
I’ve received more emails and calls from clients on the failure of SVB Bank than I did the stock market crash in April of 2020. That tells me there is wide concern today about the stability of the...
Review The Bill Before You Pay: Good Advice That’s Hard To Follow
In writing last week about hidden “junk fees,” I ended with a recommendation. Before choosing a phone plan, booking a hotel stay, buying an airline ticket, or making many other types of financial...
Guard Against Junk Fees With DIY Transparency
In his State of the Union address, President Biden announced his intent to “take on junk fees.” These are the hidden fees involved with many of the services we purchase. I have written previously...
How Much Money Secrecy Equals Financial Infidelity?
Do you keep secrets about your spending from your significant other? Research shows that 44% of partners do. Some money secrets within a coupleship are matters of privacy or convenience, while...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .