Blog
Are We Living In The “Good Old Days”?
For anyone following current news, whether from mainstream sources or the more extreme corners of the Internet, it may seem that the world is spiraling into chaos. That same narrative is frequently...
The Risk of Anchoring Investment Expectations to a Market High
Imagine that you have placed your retirement funds in a diversified portfolio which includes a portion in the stock market. A year after your initial investment, the news is buzzing with stories...
Can You, Too, Become an Investing Genius?
“I guarantee to make you an investment genius in six months. Send me $199, and I will reveal my secret.” Of course, I am not serious. Please don’t send me money. Please don’t send any, either, to...
Suddenly Single, With Wealth–Is There a Problem Here? Part Two
Being left solely responsible for wealth through divorce or widowhood later in life comes with its own set of responsibilities, opportunities, and challenges. As with so many financial life events,...
Suddenly Single, With Wealth—Is There a Problem Here? Part One
Recently, a newly divorced woman in her 50’s asked me if I knew of any good books for middle-aged, single woman of wealth. My eloquent answer was, “Um, er . . . .” Others might have more flippant...
Financial Life Planning: A Job, a Career, or a Calling?
Is the work you do to make a living a job, a career, or a calling? Recognizing the difference can pay you great dividends in many ways. A job is a paid position of regular employment that puts bread...
Why Inheriting the Family Home Can Be a Bad Idea
For many of us, our home is more than just a piece of property. It holds deep memories and emotional meaning, especially if we raised our families there. For this reason, estate planning discussions...
Why Don’t People Relocate for Lower Cost of Living?
A survey done earlier this year by Forbes Advisor found—drum roll—that people who live in states with a lower cost of living are able to save more than those who live in more expensive places. Make...
Feelings about Student Loan Forgiveness are Complicated
I appear monthly on South Dakota Public Broadcasting’s “In The Moment” program, hosted by Lori Walsh. In a recent segment, she asked me to address the emotions around student loan forgiveness,...
Why We Put Off Planning for Long Term Care
An essential component of planning for retirement and old age is building financial resources to pay for long-term care. Yet having enough money is not automatically a guarantee of getting the best...
Seller Financing: A Real Estate Option From The Past May Be Back
Today’s rising real estate prices and interest rates have sparked memories for me of the 1980s, when I made my living as a real estate broker. Those were the days of 12% mortgages, which put home...
Resistance to Financial Advice Is a Sign to Slow Down
“When you meet resistance, you are moving too fast.” This is a truism that I hold to when it comes to relationships, especially in my capacity as a financial advisor. The illusion is that people...
Free Initial Consultation
Kahler Financial Group offers a free initial consultation with one of our skilled financial planners in Rapid City for retirement, businesses, investment, or personal wealth management. We welcome the opportunity to spend time with you, discussing your individual needs, asking and answering questions, reviewing our unique services, and confirming that KFG is the best fit for helping you achieve your financial goals. Please note that there will be no specific investment or financial planning advice given at this meeting. Please note: At KFG we made a list of all of the things we do for our clients. We’re at 106 things so far . . .