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In a recent column, Rick Kahler discussed teaching money skills for the 21st century.  In today’s world providing for yourself and your family requires knowledge on how to earn enough money, spend wisely, save for future needs, protect your assets, maintain good credit, and build an emergency fund.  Check out his column here.

Despite the importance of knowledge in personal finance, it is only half of the equation when it comes to developing money skills. The other half is the ability to apply the knowledge. If personal financial knowledge isn’t put into action, it is essentially worthless.



Rick Kahler, MSFP, CFP®, CFT-1™, CeFT®, CCIM, founder of Kahler Financial Group, is a life-long resident of Rapid City, SD. His firm, specializing in the integration of financial coaching, financial therapy, and traditional financial planning, attracts an international clientele. The company specializes in investment advising, financial planning, and financial therapy services for business owners, professionals, and retirees.

He founded Kahler Financial Group in 1981 and became the first fee-only Certified Financial Planner™ (CFP®) in South Dakota in 1983. In 2020 he became one of the first Certified Financial Therapist-Level I (CFT-I™,) in the nation, a Certified Financial Transitionist (CeFT®), and in 2021 became a Certified IFS℠ Practitioner.

Rick Kahler is now dually certified as a Certified Financial Transitionist® and a Certified Internal Family Systems Practitioner.

“As a Certified Financial Transitionist®, I understand human transitions on their deepest levels. I know what influences the way we think and act when our world has suddenly and irrevocably changed. I’m able to identify when a transition is going well, and I have tools to further enhance the experience. And if a client is struggling with their transition, I know how to keep them safe and help them work through their difficulties.” – Rick Kahler

Check out more about Financial Trauma and Financial Therapy by Listening to The Financial Therapy Podcast by Rick Kahler

The Financial Therapy Podcast hosted by Rick Kahler speaks about financial therapy and financial trauma.  He blends the nuts and bolts of financial advice with the emotions that drive making them.